Oil prices have plummeted over the course of 2015 and on into 2016. The low-cost of gas at the pump means the average joe feels pretty good about their relationship to the economy, but behind the scenes, huge sell-offs are taking place. In today’s world, companies are overleveraged by design, meaning that most of their operating capital comes in the form of short-term loans from big banks. If business goes poorly, then paying back the loan is impossible. Unless sufficient surpluses are available, the company will go bankrupt. This is exactly what happened to over 67 US oil and natural gas companies in 2015, and there are already dozens more waiting to file, according to the below article.